Life Insurance

life insurance policy

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner.

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner.

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner.

Image is not available

Term Life Insurance guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.

Term Life Insurance guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.

Term Life Insurance guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.

Image is not available

Whole Life is a life insurance policy guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.

Whole Life is a life insurance policy guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.

Whole Life is a life insurance policy guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.

Image is not available

Universal life insurance is a type of cash value life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest. The advantage of the universal life policy is its premium flexibility and adjustable death benefits.

Universal life insurance is a type of cash value life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest. The advantage of the universal life policy is its premium flexibility and adjustable death benefits.

Universal life insurance is a type of cash value life insurance. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest. The advantage of the universal life policy is its premium flexibility and adjustable death benefits.

Image is not available

Indexed Universal Life Insurance is a form of a Universal life insurance that stays in effect for your whole life, as long as the premiums are paid. It offers tax benefits and potentially ... cash value is credited with interest based on increases in an equity index, however, you won't lose money when the market has a down year.

Indexed Universal Life Insurance is a form of a Universal life insurance that stays in effect for your whole life, as long as the premiums are paid. It offers tax benefits and potentially ... cash value is credited with interest based on increases in an equity index, however, you won't lose money when the market has a down year.

Indexed Universal Life Insurance is a form of a Universal life insurance that stays in effect for your whole life, as long as the premiums are paid. It offers tax benefits and potentially ... cash value is credited with interest based on increases in an equity index, however, you won't lose money when the market has a down year.

Image is not available

Final Expense Insurance also known as Funeral or Burial Insurance is designed to provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind.

Final Expense Insurance also known as Funeral or Burial Insurance is designed to provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind.

Final Expense Insurance also known as Funeral or Burial Insurance is designed to provide affordable protection that pays benefits directly to the person you choose to take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind.

previous arrow
next arrow
Slider

Questions or Comments

I welcome your questions or comments.  Please take some time to view other topics and videos at this site. Thank you!

Contact

brians@socali4niainsurance.com  (951) 204-2745