Circle of Wealth

Your Circle of Wealth
What is the first thing that comes to mind when you think about what will have the biggest impact on your ability to accumulate money for your future?
Retirement Ready or Not
Perhaps this question has crossed your mind more than once as you consider your financial future. There are many issues surrounding this question and one of the first steps to finding the answer is to evaluate where you are today.
Opportunity Cost
You need to discover some of the challenges that you will have to confront in the very near future. If you know certain events are going to occur you can prepare for them now.
Spender, Saver, Wealth Creator
Which one are you?
Maximize Your Deductions
When it comes to paying taxes we all would rather pay less than more. However unfortunately some of the things we do end up making us pay more than we are required to pay.
The LUCK Factor
When it comes to our money there is no such thing as luck, however this little play on words may provide a good piece of information for your thinking.
Driving Your Future
You may be surprised to find out that you are driving your future to work every day. The sad truth is that for many American’s they will lose more money financing the cars they drive to work than they will accumulate in their lifelong savings accounts.
Avoiding the Losses
There are really only two ways that one can help you financially. The first way is to help you find better investments that can potentially give you higher returns. The second way is to help you become more efficient by avoiding losses.
Standing in the Tax Line
Given the option of earning more interest or less ,we are all in favor of earning higher interest rates on our investments.
The Income Game
Do you think there are people who pay more tax than they have to pay? The tax law ,tells us what taxes must be paid. We are not required to pay anymore. There is a difference between tax evasion and tax avoidance. It is about 5 years in the federal penitentiary.
Everything You Know, You Think is True
When it comes to understanding money and how it works it is quite easy to be persuaded that the things you hear are true may not be true at all.
Calculating your Income and Wealth Potential
Over your lifetime you will earn a great deal of money. You may be surprised when you look at just how much you will earn over a lifetime.
Interest You Earn vs. Interest You Lose
Most of us are well aware of the interest we are earning or not earning in the money we have invested. What little time we spend thinking about how our money is doing is usually all spent on what is our rate of return, how much interest am I earning.
The Cost of Procrastination
When it comes to putting money away for our retirement it is easy to believe that you have plenty of time to take care of it. It is an interesting thing about life that it seems to creep along looking forward, but flies when you are looking back.
Average ROR vs. Real ROR
Average does not mean the exact same thing as real.

Questions or Comments

I welcome your questions or comments. Thank you!


(951) 204-2745