There are countless details explored when a client purchases a Life Insurance Policy. These include items that are dependent on things that change with the economy.
Financial Markets have had a sudden, significant and lasting impact on most in-force permanent life insurance policies. They have put many of these policies on the path to expire without value, even though thousands of dollars of premiums were paid.
Not being aware of these issues can lead to significant premium increases to rescue the coverage, or even worse, policy lapse.