SoCali4niaInsurance- Brian J Stidham

Immediate Annuities

Immediate Annuities

"Income You Can Count On"

An immediate annuity is designed to provide you with income payments for a set period of time in exchange for an initial lump-sum investment.

They’re called “immediate” annuities because you begin receiving annuity income payments almost immediately after you deposit your money.

There are many types of annuity contracts, featuring a wide range of different features and fees. Like immediate annuities, they all aim to help investors create their own retirement paycheck.

You provide an upfront investment, and the annuity company guarantees regular income for the life of the contract.

Single Premium Immediate Annuities (SPIA)

Single premium immediate annuities make retirement planning easier because they’re predictable. In exchange for a lump sum of money (Single Premium), a SPIA pays a guaranteed amount for a specified time period or until you or your spouse dies.

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